User Agreement

1. INTRODUCTION

This Evbankası Platform User Agreement (the "Agreement") sets out the terms and conditions governing the use of the Platform operated by EVTAŞ BİLİŞİM TEKNOLOJİLERİ TİCARET ANONİM ŞİRKETİ ("Evbankası").

Address: AHLATLIBEL MAH. İNCEK ŞEHİT SAVCI MEHMET SELİM KİRAZ BLV. NO: 1/1 İÇ KAPI NO: 1 ÇANKAYA / ANKARA

Tax Office: DOĞANBEY

Tax Identification No: 3831011477

Tax Type: Corporate Tax

Each natural person who accesses, visits, registers with or in any manner uses the Platform declares that they have read this Agreement, understood its content and accepted all of its provisions.

Upon the User's registration with the Platform or commencement of use of the Platform, this Agreement shall be deemed to have been concluded electronically and shall become binding upon the parties.

This Agreement shall be applied as an integral whole together with the Privacy Policy, the Personal Data Protection Notice, the Cookie Policy and the other policies, rules and announcements published on the Platform.

Evbankası reserves the right to amend this Agreement for the purposes of ensuring compliance with the applicable legislation, meeting technical requirements, developing its services or improving the user experience. Any amendments shall enter into force as of the date of their publication on the Platform. Where required by legislation, the User's approval shall be obtained anew.

Continued use of the Platform shall constitute acceptance of the current provisions of the Agreement then in force.

2. DEFINITIONS

For the purposes of this Agreement, the following terms:

Evbankası: means EVTAŞ BİLİŞİM TEKNOLOJİLERİ A.Ş.,

Platform: means the website at the domain name www.evbankasi.com operated by Evbankası, together with all iOS, Android and other digital applications and access channels that may be developed in the future,

User: means any natural person who visits or uses the Platform in any manner,

Registered User: means a User who creates a user account by registering with the Platform and who approves this Agreement electronically,

Buyer: means a natural person who registers with the Platform as a Registered User and who creates Requests free of charge through the Platform,

Real Estate Consultant: means a natural person who registers with the Platform as a Registered User, who declares that they hold a valid MYK (Vocational Qualifications Authority) Level 5 Responsible Real Estate Consultant Vocational Qualification Certificate in accordance with the applicable legislation, who is obliged to document the same if so requested by Evbankası, and who is able to access the contact details of the Buyer relating to Requests published on the Platform by using Tokens. The Real Estate Consultant shall be solely responsible for holding all permits, authorizations and qualification certificates required under the relevant legislation and for maintaining their validity. Evbankası shall not be obliged to continuously investigate, verify or audit the accuracy of such information and documents.

Request: means a posting created by the Buyer through the Platform that contains information and preferences relating to purchase, rental, investment or other real estate needs,

Token: means a digital usage right, usable only within the Platform, that is purchased by the Real Estate Consultant or credited to their account within the scope of a campaign in order to benefit from certain features offered on the Platform. Tokens cannot be converted into cash, cannot be transferred and, without prejudice to mandatory cases arising from the applicable legislation, are non-refundable.

Token Package: means the Token packages that may be purchased through the Platform in the quantities and with the contents determined by Evbankası,

Gift Token: means Tokens credited free of charge by Evbankası to the Real Estate Consultant's account within the scope of campaigns, promotions or similar practices,

Available Token: means the total quantity of usable Tokens in the Real Estate Consultant's account, consisting of purchased Tokens and/or Gift Tokens,

Profile: means the user account created by the Registered User on the Platform and the information and content shared by them under their own responsibility within the scope of such account,

shall have the meanings set out above.

3. SUBJECT MATTER OF THE AGREEMENT

The subject matter of this Agreement is the regulation of the procedures and principles relating to the use of the Platform, registration with the Platform, the use of the services offered through the Platform, the rights and obligations of Users, and the legal relationship between Evbankası and Users.

This Agreement relates solely to the use of the Platform. Evbankası is not a party to any discussion, negotiation, contract or other legal transaction that may be established between the Buyer and the Real Estate Consultant through the Platform.

4. NATURE OF THE PLATFORM

4.1. Evbankası is a digital platform and technical infrastructure provider that provides the technical means for establishing communication between Buyers and Real Estate Consultants.

4.2. Evbankası does not provide any real estate agency, real estate trading, brokerage, intermediation, representation, mandate, consultancy or similar services, and is not a party to any legal relationship that may be established between the Buyer and the Real Estate Consultant.

4.3. Requests created through the Platform, the information and content shared by Users, and all discussions, negotiations, agreements and legal transactions carried out between Users shall be the sole responsibility of the relevant Users.

4.4. Evbankası gives no undertaking or warranty as to the accuracy, currency, completeness, reliability or lawfulness of the information, documents, descriptions, images, contact details and other content on the Platform.

4.5. The use of a Token by the Real Estate Consultant solely grants a right of access to the contact details that the Buyer has chosen to share in relation to the relevant Request. The use of a Token does not guarantee that communication will be established between the parties, that a service contract will be concluded, that a real estate purchase or rental transaction will take place, that a commission will be earned or that any other outcome will arise.

4.6. Evbankası shall not be responsible for any discussions, statements, contracts, payments, undertakings, performances or other legal transactions carried out between Users.

4.7. Without prejudice to its obligations arising from the applicable legislation, Evbankası is not obliged to review, verify or audit the content on the Platform in advance. Evbankası reserves the right to remove content considered to be unlawful, to block access thereto, and to suspend or terminate the account of the relevant User.

4.8. The use of the Platform does not create any agency, representation, mandate, ordinary partnership, joint venture, employer-employee relationship or any similar legal relationship between Evbankası and the User.

5. REGISTRATION AND USER ACCOUNT

5.1 Registration

Registration with the Platform is free of charge.

The User registering with the Platform declares that they have read, understood and accepted the provisions of this Agreement.

The creation of a user account does not mean that all services and features offered on the Platform may be used free of charge. The use of certain features of the Platform may require the purchase of Tokens or the fulfillment of different terms of use that may be introduced by Evbankası in the future.

Evbankası reserves the right to offer all or certain features of the Platform for a fee or free of charge, to add new features, and to modify or remove existing features.

5.2 Registration Requirements

Only natural persons who:

• have attained the age of 18,
• have the capacity to act,
• accept the provisions of this Agreement,

may register with the Platform.

The User registering with the Platform shall be deemed to have declared that they meet these requirements.

5.3 User Account

Each User may create only one (1) user account.

In the event that more than one user account belonging to the same person is detected, Evbankası may:

• suspend one or all of the accounts,
• close them permanently,
• suspend the use of Tokens,
• implement any other technical and administrative measures it deems necessary.

The user account is personal to the User.

The user account, the username, the verification credentials and the rights associated with the account may not be transferred, rented out or made available to third parties for use, or used for commercial purposes.

5.4 Account Security

The User shall be obliged to keep confidential:

the username relating to their account,

the password,

the verification codes,

and other security information.

Transactions carried out through the user account shall be deemed to have been carried out by the relevant User.

The User shall be obliged to notify Evbankası immediately upon becoming aware that their account has been used without authorization.

5.5 Accuracy of Information

The User registering with the Platform accepts, represents and undertakes that:

all information and documents submitted by them to the Platform are accurate,

up to date,

complete,

and belong to them.

All legal and criminal liability arising from the provision of untrue information shall rest with the relevant User.

Evbankası may request additional information and documents where it deems necessary.

6. PROVISIONS RELATING TO BUYERS

6.1

Buyers may register with the Platform and create Requests free of charge.

6.2

Each Request created by the Buyer shall comply with:

the principle of good faith,

general morality,

the applicable legislation,

and the provisions of this Agreement.

6.3

The Buyer may not create any content that is:

misleading,

untrue,

belonging to another person,

unlawful,

insulting,

defamatory,

in violation of personal rights,

or in violation of the rights of third parties.

6.4

The Buyer shall be solely responsible for the accuracy of all information and descriptions contained in the Request they create.

6.5

Evbankası is not obliged to review or verify Requests in advance.

However, Evbankası reserves the right not to publish, to remove from publication, or to suspend the relevant account in respect of, Requests considered to be in clear violation of the Platform rules or the applicable legislation.

7. PROVISIONS RELATING TO REAL ESTATE CONSULTANTS

7.1

In order to register as a Real Estate Consultant, the following conditions:

• being a natural person,
• holding a valid MYK (Vocational Qualifications Authority) Level 5 Responsible Real Estate Consultant Vocational Qualification Certificate,
• accepting the provisions of this Agreement,

are mandatory.

7.2

The Real Estate Consultant declares:

that the information and documents submitted by them to the Platform are accurate,

that they meet the vocational qualification requirements,

that they hold all permits and authorizations required under the relevant legislation,

and that they shall maintain the validity thereof,

and accepts, represents and undertakes the foregoing.

7.3

Evbankası may request:

identity verification,

telephone verification,

e-mail verification,

the MYK Certificate,

and any other information and documents it may deem necessary.

7.4

In the event that the information and documents:

are not submitted,

are submitted incompletely,

are untrue,

lose their validity,

or are found to be misleading, Evbankası may:

suspend the relevant account,

suspend the use of Tokens,

or permanently close the user account.

7.5

All liability arising from the vocational qualification, permit and authorization certificates that the Real Estate Consultant is required to hold under the relevant legislation shall rest with the Real Estate Consultant.

Evbankası has no obligation to continuously investigate, verify or monitor the validity of such certificates.

7.6

The Real Estate Consultant accepts and undertakes that they shall use the contact details of Buyers accessed by using Tokens solely for the purpose of establishing communication within the scope of the relevant Request, and that they shall not share such details with third parties, create a commercial database, or use them for advertising, marketing or any other purpose.

8. CREATION AND PUBLICATION OF REQUESTS

8.1 Creation of Requests

Buyers may create Requests free of charge through the Platform.

When creating a Request, it is mandatory that the information and descriptions requested be entered in an accurate, up-to-date and truthful manner.

The Buyer shall be solely responsible for all information, descriptions, images and other content contained in the Request they create.

Evbankası is not obliged to investigate, confirm or guarantee the accuracy of the content of Requests.

8.2 Publication of Requests

Evbankası is not obliged to publish every Request created.

Requests considered to be in violation of the Platform rules, the applicable legislation or the provisions of this Agreement:

• may be withheld from publication,
• may be removed from publication,
• may be required to be corrected,
• may result in the suspension of the relevant User account.

Evbankası may carry out these actions without stating any reason and without prior notice.

8.3 Updating and Removal of Requests

The Buyer may update or remove the Request they have created through the Platform.

However, any amendment or removal made after a Real Estate Consultant has accessed the contact details relating to the relevant Request by using a Token shall not give rise to any right or refund claim in respect of the Token previously used.

9. TOKEN SYSTEM

9.1 Nature of Tokens

A Token is a digital usage right that enables the Real Estate Consultant to benefit from certain features offered on the Platform.

Tokens:

cannot be converted into cash,

do not bear interest,

cannot be pledged,

cannot be subject to attachment,

cannot be transferred to third parties,

and do not represent any monetary value outside the Platform.

The purchase of Tokens does not mean that any service, customer acquisition, commission, sale, rental or economic outcome is guaranteed.

9.2 Use of Tokens

The Real Estate Consultant uses Tokens in order to access the Buyer's contact details relating to a Request published on the Platform.

Upon the use of a Token, the relevant Token shall be deemed to have been consumed immediately.

The use of a Token solely grants a right of access to the contact details relating to the relevant Request.

9.3 Token Packages

Tokens are offered for sale in packages determined by Evbankası.

Evbankası, in respect of

Token packages,

Token quantities,

Token prices,

campaigns,

and payment methods,

reserves the right to make changes.

9.4 Refund of Tokens

Tokens shall not be refunded in the following cases:

a) where the Buyer cannot be reached by telephone,

b) where the Buyer does not respond,

c) where the Buyer changes their mind,

ç) where the Buyer abandons the intention to acquire real estate,

d) where no agreement is reached between the parties,

e) where the sale or rental transaction does not take place,

f) where the Real Estate Consultant ceases to be interested in the relevant Request,

g) where the Request is removed or updated after the Token has been used,

ğ) where a dispute arises between the parties,

h) where the Real Estate Consultant fails to obtain any economic benefit.

9.5 Cancellation of Tokens

Evbankası, in the event of detection of

deception,

fraud,

abuse of the system,

cancellation of the payment transaction,

a chargeback,

or unlawful use,

reserves the right to cancel the relevant Tokens, suspend their use or deduct them from the User's account.

9.6 Gift Tokens

Gift Tokens credited within the scope of a campaign:

cannot be converted into cash,

cannot be transferred,

cannot be moved to another account,

and cannot be the subject of a refund request.

Evbankası reserves the right to change or terminate Gift Token campaigns at any time.

9.7 Payment

Token payments are made through payment institutions with which Evbankası has entered into agreements.

The processing, storage and security of card information relating to payment transactions shall be the responsibility of the relevant payment institution.

Evbankası shall not be responsible for technical malfunctions or interruptions caused by payment institutions.

9.8 Taxation and Invoicing

Invoices or e-Archive Invoices relating to Token sales shall be issued by Evbankası in accordance with the applicable tax legislation.

The User accepts that the invoicing and contact information provided by them during registration is accurate.

10. PAYMENT, INVOICING, CANCELLATION AND REFUND TERMS

10.1 Payment

Token purchase transactions are carried out through the payment methods offered on the Platform.

Payments are collected through payment institutions with which Evbankası has entered into agreements.

Evbankası shall not be responsible for any interruptions, errors, delays or technical malfunctions arising from the systems of payment institutions or the banking infrastructure.

10.2 Invoicing

Invoices or e-Archive Invoices relating to the purchase of Tokens are issued electronically in accordance with the applicable tax legislation.

The Registered User accepts that the information and documents on which invoicing is based are accurate, up to date and complete.

Evbankası shall not be responsible for any consequences arising from the provision of incorrect or incomplete information.

10.3 Use of Tokens

Tokens may be used only within the Platform.

Tokens:

• cannot be converted into cash,
• cannot be transferred to third parties,
• cannot be pledged,
• cannot be moved to another user account.

Tokens represent only the usage rights offered on the Platform.

10.4 Consumption of Tokens

Upon the Real Estate Consultant's access to the Buyer's contact details relating to a Request, the relevant Token shall be deemed to have been used and consumed.

Once the contact details have been viewed, the Token shall not be credited back to the User's account.

10.5 Refund Conditions

Without prejudice to the mandatory rights arising from the applicable legislation, in the following cases:

a) after the Token has been used,

b) where the Buyer cannot be reached by telephone,

c) where the Buyer does not respond to communication,

ç) where the Buyer abandons their decision,

d) where the Buyer prefers to work with another Real Estate Consultant,

e) where the sale or rental transaction does not take place,

f) where no agreement is reached between the parties,

g) where the Real Estate Consultant ceases to be interested in the relevant Request,

ğ) where a dispute arises between the parties,

h) where the expected economic outcome is not achieved,

a refund of the Token price may not be requested.

10.6 Campaigns and Gift Tokens

Gift Tokens credited within the scope of a campaign:

• cannot be converted into cash,
• are non-refundable,
• cannot be transferred,
• cannot be moved to another account.

Evbankası reserves the right to change, suspend or terminate the terms of campaigns.

10.7 Payment Security

Bank or credit card information used during payment transactions is not stored by Evbankası.

Card information is processed and stored within the framework of the security standards of the relevant payment institution and the applicable legislation.

10.8 Statutory Rights

The payment, cancellation and refund provisions of this Agreement shall not be construed in a manner that would eliminate or restrict the provisions of the applicable mandatory legislation.

The rights of Users arising from Law No. 6502 on Consumer Protection, the Regulation on Distance Contracts and other relevant legislation are reserved.

11. RIGHT OF WITHDRAWAL AND DIGITAL CONTENT

11.1

In transactions relating to the purchase of Tokens, where a right of withdrawal exists under the applicable legislation, the provisions of the relevant legislation shall apply.

11.2

Where the use of Tokens commences with the User's explicit consent, or where the contact details of the relevant Request are accessed by using a Token, performance shall be deemed to have been completed in respect of the relevant Token.

11.3

Evbankası provides, through the Platform, the necessary preliminary information regarding the right of withdrawal and its exceptions within the scope of the applicable consumer legislation.

11.4

Except in mandatory cases arising from legislation, no refund may be requested for Tokens that have been used.

12. GENERAL RIGHTS AND OBLIGATIONS OF USERS

12.1

The User accepts, represents and undertakes that they shall use the Platform solely for lawful purposes and in accordance with the provisions of this Agreement.

12.2

The User shall be solely responsible for any information, documents, images, descriptions, comments and other content shared by them through the Platform.

Evbankası is not obliged to investigate, verify or guarantee the accuracy of content provided by the User.

12.3

The User, in respect of

the principle of good faith,

general morality,

public order,

personal rights,

and intellectual and industrial property rights,

agrees to act in compliance therewith.

12.4

The User may not engage in any activity that:

obstructs the operation of the Platform,

disrupts it,

causes damage to it,

or endangers its security.

12.5

The User:

may use the information, documents, contact details and other data obtained through the Platform solely for the purposes envisaged under this Agreement.

13. PROHIBITED CONDUCT

The following acts are prohibited during the use of the Platform:

13.1

Providing untrue information.

13.2

Using the identity or contact details of another person.

13.3

Creating a fake user account.

13.4

Creating more than one user account.

13.5

With respect to contact details obtained through the Platform:

• sharing them with third parties,
• selling them,
• renting them out,
• creating a database from them,
• using them for advertising or marketing purposes.

13.6

Sharing any of the following through the Platform:

insults,

threats,

defamation,

hate speech,

discrimination,

content violating personal rights,

and unlawful content.

13.7

With respect to the Platform's software:

interfering with it,

reverse engineering it,

performing automated data extraction (scraping),

using bots,

creating accounts automatically,

or carrying out any operations that would prevent the normal functioning of the Platform.

13.8

Uploading to or disseminating through the Platform any viruses,

malware,

malicious code,

spam,

and similar technologies.

13.9

Engaging in misleading conduct that would damage the commercial reputation of the Platform.

13.10

Engaging in any activity contrary to the applicable legislation.

14. POWERS OF EVBANKASI

Evbankası,

in cases where it considers that this Agreement has been breached, may:

• remove the relevant content,
• remove the Request from publication,
• warn the User,
• temporarily suspend the User account,
• permanently close the User account,
• suspend the use of Tokens,
• temporarily disable purchased but not yet used Tokens for the duration of the review process,
• request the relevant information and documents where it deems necessary,
• provide information to the competent administrative and judicial authorities.

The exercise of these powers by Evbankası shall not preclude it from exercising its other rights arising from the applicable legislation.

The User accepts that they may not make any claim against Evbankası for compensation, loss of profit, loss of reputation or the like on account of the measures taken under this Article. Mandatory rights arising from legislation are reserved.

15. PROTECTION OF PERSONAL DATA AND PRIVACY

15.1

Evbankası processes personal data processed within the scope of the Platform in accordance with Law No. 6698 on the Protection of Personal Data and the relevant legislation.

Detailed explanations regarding the processing of personal data are set out in the Personal Data Protection Notice published on the Platform.

15.2

The User accepts that the information and documents shared by them during registration with the Platform may be processed for the purposes of performing this Agreement, operating the Platform, fulfilling obligations arising from legislation and providing the Platform services.

15.3

Contact details shared within the scope of a Request created by the Buyer are shared solely with the Real Estate Consultant who uses a Token in respect of the relevant Request.

The Real Estate Consultant accepts that they shall use the personal data accessed by them solely for the purpose of establishing communication within the scope of the relevant Request.

15.4

The Real Estate Consultant

may not, with respect to the personal data belonging to the Buyer:

• share such data with third parties,
• sell such data,
• rent out such data,
• reproduce such data,
• create a database from such data,
• use such data for advertising or marketing purposes,
• process such data for any purpose other than the relevant Request.

All legal, administrative and criminal liability arising from any breach of this obligation shall rest with the Real Estate Consultant.

15.5

Evbankası does not share the personal data of Users with third parties, except in cases required by the applicable legislation and in response to duly made requests of competent public institutions and organizations or judicial authorities.

15.6

Evbankası endeavors to take the necessary technical and administrative measures to ensure the secure operation of the Platform. However, with respect to breaches arising from the internet infrastructure, third-party service providers or the User's failure to take their own security measures, Evbankası shall be liable in proportion to its fault.

16. INTELLECTUAL AND INDUSTRIAL PROPERTY RIGHTS

16.1

The intellectual and industrial property rights relating to the design, software, database, user interface, logo, trademark, domain name, texts, images, graphics, icons and all other content of the Platform belong to Evbankası or its licensors.

These rights are protected under the relevant legislation.

16.2

The User may not, with respect to

the Platform,

its software,

its database,

its content,

and its other elements:

copy them,

reproduce them,

publish them,

adapt them,

use them for commercial purposes,

subject them to reverse engineering,

or attempt to obtain the source code.

16.3

The relevant User shall be solely responsible for the lawfulness of the content uploaded by them to the Platform.

The User declares that they hold the necessary rights over the content they share on the Platform.

Should Evbankası suffer any loss due to an infringement of the intellectual property rights of third parties, Evbankası's right of recourse against the relevant User is reserved.

16.4

The User accepts that, for the purposes of operating, displaying and technically presenting the Platform, they grant Evbankası a royalty-free, non-exclusive and non-sublicensable right of use in respect of the content uploaded by them to the Platform, limited solely to such purposes.

This provision shall not be construed as a transfer of ownership of the content to Evbankası.

17. CONFIDENTIALITY

17.1

Users are obliged to maintain the confidentiality of non-public information, documents and data obtained by them through the Platform.

17.2

User information, contact details, requests and other content obtained through the Platform may not be used for commercial purposes without the written consent of Evbankası.

17.3

Users accept that they shall use the information obtained by them through the Platform solely for the purposes envisaged under this Agreement.

17.4

The confidentiality obligation under this Article shall survive the termination of the user account.

18. LIMITATION OF LIABILITY

18.1

Evbankası is a digital platform that solely provides the technical infrastructure of the Platform.

Evbankası is not a party to any discussions, negotiations, agreements, contracts, payments, sale or rental transactions or other legal relationships between the Buyer and the Real Estate Consultant.

18.2

Evbankası, with respect to

• the Requests on the Platform,
• the statements of Users,
• the information and documents uploaded,
• the professional activities of Real Estate Consultants,
• the statements of Buyers,

does not guarantee their accuracy, currency, completeness or lawfulness.

18.3

Evbankası, without prejudice to its liabilities arising from the applicable mandatory legislation, in respect of

• disputes between Users,
• economic losses,
• loss of profit,
• loss of data,
• loss of reputation,
• indirect damages,
• unlawful acts of third parties,

shall not be liable.

18.4

Evbankası may not be held liable in the event that the Platform temporarily cannot be used due to internet infrastructure, telecommunication services, power outages, cyber-attacks, maintenance work, or interruptions or technical failures caused by third-party service providers.

19. SUSPENSION AND CLOSURE OF ACCOUNTS

19.1

Evbankası, in the event of

• a breach of this Agreement,
• untrue statements being made,
• unlawful activities being carried out,
• misuse of the Platform,
• the creation of fake accounts,
• the MYK certificate losing its validity or being found to be untrue,
• a request or decision from the competent authorities,

may temporarily suspend or permanently close the User account.

19.2

The closure of the User account shall not relieve the User of obligations that arose prior to the date of closure.

19.3

Evbankası may prevent a User whose account has been closed from registering with the Platform again.

20. FORCE MAJEURE

In circumstances deemed to be force majeure by law or arising beyond the reasonable control of the parties, such as

• natural disasters,
• fire,
• war,
• acts of terrorism,
• epidemics,
• strikes,
• lockouts,
• acts of public authorities,
• widespread failures in the internet or telecommunication infrastructure,
• cyber-attacks,
• power outages,

Evbankası shall not be held liable for its failure to perform its obligations to the extent affected thereby.

21. EVIDENCE AGREEMENT

The Parties agree that, in any disputes that may arise from this Agreement, the following records kept electronically by Evbankası:

• system records,
• log records,
• database records,
• transaction records,
• electronic correspondence,
• notification records,

and other digital records shall constitute legally valid evidence within the meaning of the Code of Civil Procedure No. 6100.

22. GOVERNING LAW AND DISPUTE RESOLUTION

This Agreement shall be governed by and construed in accordance with the laws of the Republic of Türkiye.

For Users having the status of consumers, the Consumer Arbitration Committees and Consumer Courts having subject-matter and territorial jurisdiction under the applicable legislation shall have jurisdiction.

For any other disputes that may arise, the courts and enforcement offices of the place where Evbankası's headquarters is located shall have jurisdiction.

23. AMENDMENT OF THE AGREEMENT

Evbankası may unilaterally amend this Agreement, provided that such amendment complies with the applicable legislation.

Amendments shall enter into force on the date of their publication on the Platform.

Where required by legislation, the User's approval shall be obtained anew.

24. EFFECTIVENESS

This Agreement shall enter into force upon the User's registration with the Platform or commencement of use of the Platform.

By using the Platform, the User declares that they have read, understood and accepted all provisions of this Agreement.