Mortgage Rates in Turkey · Last updated: 15 November 2026

Today the monthly home loan (konut kredisi) rates of 22 banks range from 2.69% to 5.99%, with an average of 3.45%. The list is updated automatically every day.

In the current list the lowest mortgage rate is 2.69% at Halkbank. The exact rate you get is set by the bank based on term, loan amount and your credit score.

Rates are refreshed automatically every morning. An arrow next to each rate shows whether it went up or down compared with the previous day.

Look beyond the monthly rate to the total cost, including file fees, appraisal and insurance. A longer term lowers the monthly payment but raises the total repaid. Check the bank's website for current terms before applying.

Post the area, features and budget of the home you want as a free request; real estate agents with matching properties will contact you, so you don't have to browse listing after listing.